That IRS letter won’t answer itself. Hire the woman who used to send them.
Aspen Frye spent 17 years inside the IRS as a Revenue Officer — the person on the
other side of the table in levy, lien, and garnishment cases. Now, as a federally licensed
Enrolled Agent, she sits on your side. She reviews your case free, deals with the IRS
for you, and puts a written plan in your hands before you pay a cent — so you can stop
dreading the mailbox and start sleeping again.
Free 30-minute consultation with Aspen herself — not a salesperson, not a call center.
No fee. No obligation. No judgment. Every inquiry is confidential.
Aspen Frye · Enrolled Agent · Former IRS Revenue Officer
17 years
As an IRS Revenue Officer — inside IRS Collections, where these cases are decided.
Thousands of cases
Collection cases crossed her desk over that career — levies, liens, garnishments, payment plans, hardship claims.
Flat fee, in writing
Every phase quoted and confirmed in writing before you commit. No hourly meter. No surprises.
The credentials behind the promise
Enrolled Agent — federally licensed, all 50 states
Former IRS Revenue Officer — 17 years
Revenue Officer Technical Advisor
Abusive Tax Avoidance Transactions Group
Taxpayer Advocate Service — Technical Advisor
NAEA Member
Veteran-Owned · U.S. Army Reserves
BBA, University of Montana
The letter is just the first move
The IRS problem you ignore today is the paycheck you lose tomorrow.
You know the feeling. The envelope with the IRS return address sits on the counter — for days.
You stop answering numbers you don’t recognize. Every payday comes with a knot in your
stomach, because you know what the IRS can do, even if you don’t know when.
Here is the part nobody tells you: an IRS collection case runs on a track, and it only moves one direction.
Free 30 minutes. Find out exactly where your case is on that track — and what can still be done about it.
How the track runs
Notices. CP letters arrive — balance due, intent to levy, final notice. Each one shrinks your window to respond.
Federal tax lien. The IRS files a public claim against everything you own. Your credit, your home, your business — all on the record.
Levy. Bank accounts frozen and emptied after 21 days. Property and receivables seized.
Wage garnishment. The IRS takes a cut of every paycheck — calculated by their formula, not your budget — until the debt is handled.
What waiting actually costs
Penalties and interest keep compounding on the balance. Options quietly expire — an Offer in Compromise that was viable this year may not survive two more years of accruals. And once a levy lands, you are negotiating from your knees.
The cheapest day to fix an IRS problem is always the earliest one. The second-cheapest is today. That is not a sales line — it is how Aspen watched these cases play out, from inside the IRS, for 17 years.
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Let’s say the quiet parts out loud
You’re probably thinking it’s your fault. That it’s too late. And that this call will hurt.You’re probably thinking it’s your fault. That it’s too late. And that this call will hurt.
You’re probably thinking you let this go too long.That a real professional will take one look at your situation and judge you.That the first call will be a sales pitch from someone reading a script in a call center three states away.
It isn’t your fault alone — tax problems snowball from job losses, illnesses, divorces,
business failures, and bad years, and Aspen spent 17 years watching it happen to ordinary
people from inside the IRS.
It is not too late — unfiled returns and old
balances are a routine starting point, not a disqualification.
And the first call will not be a sales pitch: it is 30 free minutes with the Enrolled Agent who will actually handle
your case, and her word for what you get is clarity.
For 17 years, she sat across the table in levy, lien, and garnishment cases. She knows what
the IRS is looking for, what it responds to, and where its own process breaks down — because
she ran that process. That inside knowledge is now pointed in one direction: yours.
Your three real options
Face it alone, hire a TV mill — or hire the insider.
Do it yourself
National tax-relief mills
Aspen’s Tax Resolution
Who handles your case
You — on hold, guessing at forms
A salesperson first, then a rotating cast of case managers
Aspen Frye herself — Enrolled Agent, start to finish
IRS experience
None
Marketers, not officers
17 years as an IRS Revenue Officer, incl. Technical Advisor roles
What it costs
"Free" — until a levy makes it the most expensive option on this page
Open-ended retainers, upsells, surprise fees
Flat fee per phase, quoted in writing before you commit
The first conversation
An IRS agent whose job is collection
A high-pressure sales call
A free 30-minute case review — clarity, not a sales pitch
Outcome promises
None
"Pennies on the dollar!" — promised before they see your case
An honest evaluation first. If an option won’t work, you hear it before you pay, not after
Who talks to the IRS
You
Whoever picks up your file
Aspen. IRS contact runs through her, not you
Anyone who guarantees you a number before reviewing your case is selling you. Evaluation first — that is the whole difference.
What we take off your plate
Whatever the IRS is doing to you, there is a named way out of it.
You don’t need to know which program you qualify for — that’s the job. Find your problem below. Aspen matches it to the right resolution and handles every step.
The IRS is taking — or about to take — your money
Wage garnishment
The IRS is skimming every paycheck by its own formula. We move to get collection paused and negotiate a release or a better arrangement — before the next payday, not after the damage compounds.
Bank levy release
A levy freezes your account and gives you 21 days before the money is gone. That clock is why speed matters — and why having a former Revenue Officer who knows the release process changes the conversation.
Passport & seizure threats
Seriously delinquent tax debt can cost you your passport; ignored long enough, collection can reach property. These are escalations with procedures and off-ramps — she knows where they are.
Letters, liens & penalties piling up
IRS notice response
Every notice answered on time, in the right way, by someone who used to evaluate the answers. No more guessing what a CP letter means for you.
Tax lien relief
Lien withdrawal, discharge, or subordination — the right tool depends on your situation, whether that’s clearing a record, selling a home, or refinancing.
Penalty abatement
Penalties are often the most negotiable part of a balance — reasonable-cause and first-time relief exist for a reason. In one recent case, a full abatement erased the client’s remaining balance entirely.
You owe — and you can’t pay it all
Offer in Compromise
Settle for less than the full amount when full payment would mean real hardship — including Doubt-as-to-Liability offers. Evaluated honestly first: a doomed offer wastes your time and money.
Payment plans that fit your life
Installment agreements and partial-payment agreements negotiated around your actual ability to pay — plans built to be kept, not to default in month four.
Currently Not Collectible
If paying anything would leave you unable to meet basic living expenses, hardship status can pause collection entirely. Relief is a legitimate outcome, not a failure.
Life got complicated
Unfiled & back tax returns
Haven’t filed in years? You are not the first, and it does not disqualify you — getting compliant is step one of nearly every resolution, and her investigation includes a full compliance review.
Innocent & injured spouse relief
You should not carry a tax debt created by a spouse or ex-spouse. Both forms of spouse relief are evaluated and pursued where they fit.
Audit reconsideration
An audit result is not always the last word. If new information or IRS errors affected the outcome, reconsideration can reopen it.
Business owners & payroll tax
Trust Fund Recovery Penalty defense
The IRS can come after owners and responsible persons personally for unpaid payroll taxes. TFRP defense — including 4180 interview support — is where insider experience matters most.
State tax resolution
Montana Department of Revenue, Idaho State Tax Commission, and North Dakota Department of Revenue matters, handled alongside your IRS case so the two stop compounding each other.
IRS Account Monitoring — $79/mo
Already resolved, or protecting a payment plan? Ongoing transcript monitoring, early IRS warning alerts, and quarterly status updates for $79/month or $790/year. Cancel anytime. Someone who reads IRS transcripts for a living, watching yours.
$79/mo$790/year
Get My Free Case ReviewNot sure which box your problem fits? That’s what the free review is for.
How resolution works here
The Insider Resolution Plan: three steps, flat fees, no surprises.
Most tax-relief companies sell you fog. This is the opposite: a named process, run by one person, where you always know the step you’re on, what it costs, and what happens next.
Step 1 · Free
Free Case Review
You do: 30 minutes on a call, letters in hand if you have them.
Aspen does: listens, explains what the IRS can do next on your timeline, and tells you honestly whether she can help — clarity, not a sales pitch.
Step 2 · Flat fee, in writing
Investigation & Strategy
You do: approve a flat fee you’ve seen in writing. (Veterans: 10% off this phase.)
Aspen does: pulls your IRS transcripts, runs the compliance and financial analysis, checks the collection statute clock, and hands you a written summary of your real options.
Step 3 · Flat fee, in writing
Resolution
You do: choose your option and breathe.
Aspen does: negotiates with the IRS as your representative — offer, payment plan, hardship status, levy release — until your case lands where the plan said it would.
From the day you hire her, IRS contact runs through Aspen — not you. You get a plan before you pay, and a person you can name answers for your case.
What “handled” feels like
This is what you’re actually buying.
Open your mail again
Without the knot in your stomach — because every IRS letter now goes to someone who knows exactly what it means and what to do about it.
The IRS calls us now, not you
Representation means the holding music, the forms, and the hard conversations move to Aspen’s desk. Your phone goes back to being your phone.
One plan, one payment you can afford
Negotiated from your real finances — not guessed, not boilerplate, and not a number designed to default you back into crisis.
Sleep tonight
The 2 a.m. arithmetic stops when a written plan exists and a former IRS insider is executing it. Relief isn’t the reward at the end — it starts the day you stop carrying this alone.
Recent client success highlights
Real cases. Real outcomes. No made-up numbers.
This firm is new — it won’t insult you with a wall of stock-photo testimonials. These are the anonymized outcomes from Aspen’s own casework, published by the firm. They show the pattern that matters: the right diagnosis changes everything.
Wrong path, caught in time
A taxpayer headed toward an Offer in Compromise that was never going to work was redirected into Currently Not Collectible hardship status — stopping payments they could not afford and delays that would have helped no one.
The IRS made the error
A close transcript analysis uncovered costly IRS errors and discrepancies in a client’s account — and correcting them significantly improved the outcome.
$0
Balance corrected to $0
An IRS payment that had been applied to the wrong place was traced and corrected — resolving the client’s balance to $0.
Penalties wiped out the balance
A full penalty abatement eliminated a client’s remaining balance entirely — relief that was available all along, once someone asked for it the right way.
A payment plan they can actually keep
An installment agreement built around the client’s real ability to pay — sustainable month after month, instead of a defaulted plan and a second crisis.
Collection stopped before it escalated
Timely intervention stopped collection activity before liens and levies landed — because acting while options still exist is the whole game.
Results are based on individual client circumstances. Past outcomes do not guarantee similar results in every case.
Your case could be the next one diagnosed right. Start with the free review — Aspen will tell you straight whether she can improve your position.
Aspen Frye knows how the IRS decides — because she was the decider.
For 17 years, Aspen Frye worked inside the Internal Revenue Service as a Revenue Officer — the field officer who works collection cases face to face: levies, liens, garnishments, payment plans, hardship determinations. She rose to Revenue Officer Technical Advisor, served with the Abusive Tax Avoidance Transactions Group, and worked as a Technical Advisor with the Taxpayer Advocate Service, the IRS’s own taxpayer-rights watchdog. Seventeen years of watching how Revenue Officers decide which accounts get levied, which get workable payment plans, and which get left alone.
Now she has switched sides of the table — deliberately. As a federally licensed Enrolled Agent, she can represent you before the IRS anywhere in the country. And because this is a solo practice, representation means something specific here: no call centers, no case managers, no hand-offs. You work directly with Aspen.
She holds a BBA with an Accounting minor from the University of Montana, is a member of the National Association of Enrolled Agents, and served in the U.S. Army Reserves, deploying in support of Operation Enduring Freedom. Aspen’s Tax Resolution is a veteran-owned Montana firm.
The insider’s edge, in plain terms
She reads IRS transcripts the way she was trained to write them — and catches IRS errors others miss.
She knows which resolution the facts actually support — and won’t sell you the one with the best brochure.
She knows the collection clock — statute dates, notice sequences, escalation triggers — and works it in your favor.
She has sat across the table in levy, lien, and garnishment cases for 17 years. Nothing the IRS sends will surprise her.
Aspen Frye
Enrolled Agent · Former IRS Revenue Officer
Enrolled Agent — federally licensed, all 50 states
Former IRS Revenue Officer — 17 years
Revenue Officer Technical Advisor
NAEA Member
Veteran-Owned · U.S. Army Reserves
BBA, University of Montana
Business or referral partner? Jerry Frye, Director of Business Development, is your contact — 406-510-1948.
The offer
Your Free Case Review: a real diagnosis, yours to keep.
In 30 free minutes, you get:
Your situation, decoded — what the IRS is actually doing in your case and what those notices mean.
Your timeline — what the IRS can do next, and when, if nothing changes.
Your realistic options — offer, payment plan, hardship status, levy relief — matched to your facts, not a script.
Your next steps in writing — the plan outline is yours to keep, even if we never work together.
The certainty stack
Free — the review costs nothing and obligates you to nothing.
Written plan before payment — you see your options and your flat fee in writing before you spend a dollar.
Direct — the person who reviews your case is the licensed Enrolled Agent who will run it.
Confidential — every inquiry is confidential, and the firm personally responds to all messages.
It is a free, confidential 30-minute consultation with Aspen Frye herself — an Enrolled Agent, not a salesperson. You explain what the IRS is doing (bring the letter if you have one), she tells you plainly what the IRS can and cannot do next on your timeline, and which resolution options realistically fit your case. You leave with a clear picture and next steps — yours to keep, even if you never hire the firm.
I just got a levy or garnishment notice. How fast do I need to act?
Fast. IRS notices carry real deadlines printed right on them, and the sequence does not pause while you think it over: notices become a federal tax lien, a lien becomes a levy, and a levy becomes money taken from your wages or bank account. Every stage is harder and more expensive to unwind than the one before it. If a notice in your mailbox has a date on it, that date is the deadline that matters — get your case reviewed before it passes.
In many cases, collection can be paused or a levy released once a taxpayer is represented and moving toward a resolution — but anyone who guarantees you a specific result before reviewing your case is selling you something. What Aspen can promise is process: she spent 17 years as the Revenue Officer on the other side of these cases, including levy, lien, and garnishment work, so she knows exactly how releases are evaluated and what the IRS needs to see. The sooner she is between you and the IRS, the more options stay open.
What is an Offer in Compromise — and will I qualify?
An Offer in Compromise lets eligible taxpayers settle a tax debt for less than the full amount when paying in full would cause genuine economic hardship. Qualification is a math-and-circumstances test — income, expenses, assets, and ability to pay — not a negotiation trick. A real evaluation comes first: if an offer is not viable, Aspen will tell you and redirect you to the option that actually protects you, like Currently Not Collectible status or a payment plan built around what you can truly afford.
No hourly meter and no surprises. After the free consultation, the Investigation & Strategy phase is a flat fee, quoted and confirmed in writing before you decide. The Resolution phase is likewise a flat fee, quoted in writing after the investigation, based on the complexity of your case. Veterans receive 10% off the Investigation & Strategy phase. Optional IRS Account Monitoring — ongoing transcript monitoring with quarterly updates — is $79 per month or $790 per year, cancel anytime.
Almost nothing — that is the point. Bring whatever IRS or state letters you have (even unopened), a rough sense of what you owe and which years are involved, and 30 minutes. Aspen handles the transcripts, the compliance review, the financial analysis, and every IRS call from there. You will always know what she is doing and why, but the IRS stops being your homework.
No. As a federally licensed Enrolled Agent, Aspen can represent you before the IRS — which means once you are a client, IRS contact runs through her, not you. No sitting on hold, no guessing at forms, no saying the wrong thing to a Revenue Officer. She has sat in that chair herself for 17 years; she knows how those conversations go and how to handle them.
Yes. Alongside IRS representation nationwide, the firm handles state tax resolution with the Montana Department of Revenue, the Idaho State Tax Commission, and the North Dakota Department of Revenue. State and IRS problems usually compound each other, so they are evaluated together in your case review rather than treated as two separate fires.
Seventeen years inside the IRS. A free 30-minute review. A written plan and a flat fee before
you pay anything. And from the day you say yes — the IRS talks to Aspen, not to you.
The only step that makes it real is the first one, and it costs you nothing.
